Insurance Producer

At CYTO Financial, the mission is to empower individuals, families, and businesses through education, trusted guidance, and long-term financial partnerships. The firm specializes in employee benefits, financial protection, retirement planning, and customized insurance solutions designed to safeguard clients from unexpected life events.

We are seeking a motivated and relationship-driven Insurance Benefits Counselor / Financial Protection Advisor to join our growing team. This role is ideal for professionals passionate about helping clients understand their financial options and build secure futures through tailored insurance and benefits strategies.

Position Summary

The Insurance Benefits Counselor serves as a trusted advisor to individuals, families, and businesses by assessing financial protection needs and recommending appropriate insurance and employee benefit solutions. This role emphasizes education-first advising, client relationship management, and long-term service rather than transactional sales.

Key Responsibilities

• Conduct client consultations to assess insurance, retirement, and financial protection needs

• Educate clients on available products, benefits strategies, and risk management solutions

• Present customized recommendations including:

  • Health insurance options

  • Supplemental benefits

  • Life insurance

  • Disability coverage

  • Retirement planning solutions

  • Employee benefit programs

• Build and maintain long-term client relationships through ongoing support and service

• Assist business owners in designing competitive employee benefits packages

• Stay informed on industry trends, compliance requirements, and insurance products

• Collaborate with other financial professionals within the CYTO Financial network

• Maintain accurate client records and follow regulatory and ethical standards

Qualifications Required

• Active Life & Health Insurance License (or willingness to obtain)

• Strong communication and interpersonal skills

• Ability to explain complex financial concepts in simple, understandable language

• Self-motivated with strong organizational skills

• Professional and client-focused mindset

• Ability to work independently and manage a flexible schedule

Preferred

• Experience in insurance, financial services, employee benefits, or retirement planning

• Background in consultative sales or client relationship management

• Knowledge of group benefits and supplemental insurance products

• Existing network or book of business

Core Competencies

• Client Relationship Building

• Financial Education & Guidance

• Consultative Sales

• Problem Solving

• Ethical Decision-Making

• Communication & Presentation Skills

• Strategic Planning